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PROVEN LEADER IN ASSET-BASED CONSTRUCTION EQUIPMENT FINANCING

Universal Finance Corp. has been a driving force behind the success of businesses across the construction industry over the past four decades. As a leading lender serving construction, vocational trucking, and landscaping companies nationwide, Universal delivers fast, flexible financing solutions that help businesses move forward with confidence.

At Universal Finance, lending goes beyond the numbers on a page. Our team of experts understand that every business has a story, one that cannot always be captured by a credit score alone. By taking a comprehensive approach to underwriting, Universal looks beyond how a prospective customer appears “on paper” to gain a full understanding of who they are, what they bring to the table, and where they want to go.

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5 Common Equipment Financing Myths That Could Be Costing You Opportunities

When it comes to financing construction equipment, there's no shortage of misconceptions. Many contractors assume they won't qualify, that the process is complicated, or that financing isn't an option for their business.

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Summer 2026 Quarterly Update

Summer is finally here, and the Universal Finance team is doing our best to stay cool while working hard behind the scenes to provide the equipment financing solutions that help your business move forward.

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Finding the Right Financing Structure for Your Business

Every equipment purchase is different, which is why a one-size-fits-all financing solution rarely delivers the best outcome. With decades of expertise as an asset-based equity lender, Universal Finance focuses on understanding the full picture—not just a credit score.

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Universal Finance Building Success with Brokers at the AACFB Annual Meeting

As a proud member and silver sponsor of the American Association of Commercial Finance Brokers (AACFB), the Universal Finance team was excited to participate in the AACFB Annual Meeting held May 5–7 in Orlando, Florida.