EQUIPMENT FINANCING BUILT FOR THE INDUSTRIES WE KNOW BEST

PURCHASE THE EQUIPMENT YOU NEED, WHEN YOU NEED IT.

For decades, Universal Finance has helped businesses acquire the equipment they need to grow. We understand that every day without the right equipment can affect productivity, profitability, and your ability to pursue new opportunities.

That's why we provide flexible equipment financing solutions designed around your business—not a one-size-fits-all lending model. Whether you're expanding your fleet, replacing aging equipment, or investing in new opportunities, our experienced team works with you to structure financing that fits your goals.

From owner-operators to established contractors, we're committed to helping businesses keep projects moving and operations running smoothly.

YELLOW IRON+

Specializing in:

  • Aggregate Equipment

  • Backhoes 

  • Chippers   

  • Cranes      

  • Dozers

  • Excavators

  • Graders

  • Mini-Excavators 

  • Paving Equipment

  • Rock Trucks / Off-Highway

  • Skid Steers

  • Trenchers

  • Wheel Loaders

Restricted equipment:

  • Attachments

  • Lifts

  • Machine Tools

  • Mini Skid Steers / Dingos

TRUCKS:      

Specializing in:      

  • Boom / Bucket Trucks

  • Cement Trucks 

  • Day Cabs

  • Dump Trucks 

  • Front Loaders

  • Hooklifts

  • Landscape Trucks

  • Plow Trucks

  • Pump Trucks

  • Roll-Offs / Roll Backs

  • Service Trucks

  • Tow Trucks

  • Water Trucks

  • Work Trucks

Restricted equipment:

  • Base Model Work Trucks

  • Box Trucks

  • Buses

  • Cab & Chassis

  • Containers

  • Converted Trucks with Sleeper Cabs

  • Passenger Vans

  • Personal Vehicles

  • Sleeper Trucks

  • Work Vans

TRAILERS:

Specializing in:

  • Belt Trailers

  • Dump Trailers 

  • Equipment Trailers 

  • Flat Bed             

  • Live Floor

  • Lowboy                                                                                                   

  • Tanks

Restricted equipment:

  • Car Carriers

  • Dry Van

  • Reefer

  • Utility

GET PRE-QUALIFIED FOR FINANCING

Apply for pre-approval to see how much you are qualified for.

APPLY NOW