DEAL STRUCTURES DONE RIGHT
FINANCE PARTNER THAT HELPS YOU SELL MORE AND DRIVES SUCCESS FOR YOUR CUSTOMERS
With our deep expertise in the construction industry and asset-based lending, we offer financing plans for all credit profiles from A to D, giving your customers access to the capital they need to purchase the equipment you sell.
UNIVERSAL FINANCE PROVIDES VENDORS WITH:
Flexible financing programs for startups and established contractors
High approval percentages that lead to more funded deals
Financing for new and used equipment with no age restrictions
We are the finance partner that helps you sell more and keep your customers growing.
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EQUIPMENT FINANCING
KEEP YOUR BUSINESS MOVING FORWARD
FINANCE EQUIPMENT WITH SPEED AND EASE
Universal Finance combines industry expertise with a personalized approach to help businesses move forward with confidence. Our team partners with you to craft customized financing solutions that align with your goals.
For businesses with strong credit profiles, we offer traditional financing options, including up to 100% financing with potentially no money down and first-and-last-payment structures, subject to credit approval. All financing decisions are made in-house following a comprehensive review of the business, equipment, and overall transaction.
CASH-OUT
LEVERAGE THE VALUE OF YOUR EQUIPMENT
BUILT ON EQUITY. DESIGNED FOR FLEXIBILITY.
Your equipment holds more than operational value—it holds financial opportunity. Through cash-out or a cash-out refinance, you can unlock operating capital, consolidate debt, and improve cash flow—all while keeping your business moving forward.
Qualified loan-to-value ratio (LTV) is 50-70%.
Which means… if you own equipment worth $100K – You can borrow up to $70K!
These custom options are for businesses that don't fit neatly into traditional lending guidelines because of varying credit profiles, limited credit history, or unique circumstances that require a more flexible approach. Whether you prefer to preserve cash with additional collateral, leverage a down payment to reduce your financed amount, or utilize a combination of both, our team can help structure a solution that aligns with your business goals.
